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SoonLoan is committed to protecting the privacy of your personal information. This Terms of Use and Privacy Policy outlines how SoonLoan collects, uses, and protects such information.
This Privacy Policy covers the information practices of SoonLoan.com. When sites are posted by SoonLoan, the site will link to this Privacy Policy, and this Privacy Policy applies. When sites are posted by third parties, the Privacy Policy of the third party applies, and this Privacy Policy does not apply.
SoonLoanlending.com may contain links to other Web sites. This Privacy Policy applies only to information collected on SoonLoanlending.com and does not govern the information practices or the content of such other Web sites. SoonLoan encourages you to review the Privacy Policies of other Web sites to understand their information practices.
SoonLoan partners with Microsoft Clarity and Microsoft Advertising to capture how you use and interact with SoonLoan.com through behavioral metrics, heatmaps, and session replay to improve and market our products/services. Website usage data is captured using first- and third-party cookies and other tracking technologies to determine the popularity of products/services and online activity, which are described in greater detail herein. We use this information for site optimization, fraud/security, and advertising purposes. For more information about how Microsoft collects and uses your data, visit the Microsoft Privacy Statement.
SoonLoan may collect your personal information if you apply for a loan or submit an inquiry on our website. You will be asked to provide contact information, such as name, address, phone number, email address, and similar information. We may use your contact information to send you information while we process your credit application or respond to your inquiry. We may also use your contact information to provide you with information about other SoonLoan products and services.
Providing your personal information is entirely optional.
SoonLoan does not disclose any personally identifiable information about consumers to anyone, except as permitted or required by law. For example, personally identifiable information about a user may be used or shared to comply with any law, regulation, audit, or court order. We also share information with our service providers, for example to conduct analytics or to look for ways to improve your customer experience. We never sell your information. If our business or substantially all the assets of the business are acquired, personally identifiable information may be one of the transferred assets.
SoonLoan uses commonly used information-gathering tools, such as cookies, to collect information as users navigate SoonLoan.com (“Web Site Navigational Information”). This section describes the types of Web Site Navigational Information SoonLoan may collect and how SoonLoan may use this information.
Cookies
SoonLoan uses cookies to make interactions with the Web site easy and meaningful. When a user visits the Web site, SoonLoan’s servers send a cookie to the user’s computer. Standing alone, cookies do not personally identify you. They merely recognize your web browser. Unless you choose to identify yourself to SoonLoan, either by responding to a promotional offer, applying for a loan, or filling out a web form (such as a “Contact Me” web form), you remain anonymous to SoonLoan.
There are two types of cookies: session-based and persistent-based. Session cookies exist only during one session. They disappear from your computer when you close your browser software or turn off your computer. Persistent cookies remain on your computer after you close your browser or turn off your computer.
If you have chosen to identify yourself to SoonLoan, SoonLoan uses session cookies containing encrypted information to allow SoonLoan to uniquely identify you. Each time you log into the Web site, a session cookie containing an encrypted, unique identifier that is tied to your account is placed in your browser. These session cookies allow SoonLoan to uniquely identify you when you are logged into the Web site and to process your online transactions and requests. Session cookies are required to use the Web site.
SoonLoan uses persistent cookies that only SoonLoan can read and use to identify browsers that have previously visited SoonLoan’s Web site. When you access the Web site or provide SoonLoan with personal information, a unique identifier is assigned to you. This unique identifier is associated with a persistent cookie that SoonLoan places on your web browser. SoonLoan is especially careful about the security and confidentiality of the information stored in persistent cookies. For example, SoonLoan does not store account numbers or passwords in persistent cookies. If you disable your web browser’s ability to accept cookies, you will be able to navigate SoonLoan’s Web site, but you may not be able to successfully use the Web site.
Web Beacons
SoonLoan does not use web beacons alone or in conjunction with cookies to compile information about users’ usage of the Web site. SoonLoan reserves the right to begin using web beacons to derive information about users and to provide you with information about SoonLoan Lending.
IP Addresses
When you visit the Web site, SoonLoan collects your Internet Protocol (“IP”) addresses to track and aggregate non-personally identifiable information. For example, SoonLoan uses IP addresses to monitor the regions from which users navigate the Web site.
Third-Party Cookies
From time-to-time, SoonLoan may engage third parties to track and analyze non-personally identifiable usage and volume statistical information from individuals who visit the Web site. SoonLoan may also use other third-party cookies to track the performance of SoonLoan advertisements. The information provided to third parties does not include personal information, but this information may be re-associated with personal information after SoonLoan receives it. This Privacy Policy does not cover the use of third-party cookies.
By utilizing this site and associated application, you agree we and/or a third-party may contact you by telephone or text message at any telephone number associated you provide, including wireless telephone numbers which could result in charges to you. You further agree that methods of contact may include use of pre-recorded messages, and/or use of an automatic dialing device. If you provided a wireless telephone number(s), you represent and agree you are the wireless subscriber or customary user with respect to the wireless telephone number(s) provided and have the authority to give this consent. Furthermore, you agree to notify us of any change to the wireless telephone number(s) for which you are providing your consent to be contacted.
SoonLoan may share Data about SoonLoan Customers with SoonLoan’s agents to ensure the quality of information provided. SoonLoan does not share, sell, rent, or trade personally identifiable information with third parties for their promotional purposes.
SoonLoan reserves the right to disclose personally identifiable information provided by users if required by law or if SoonLoan reasonably believes that disclosure is necessary to protect SoonLoan Lending’s rights and/or to comply with a judicial proceeding, court order, or legal process.
SoonLoan does process or respond to “do not track” signals.
SoonLoan is committed to protecting the confidentiality of your information and online transactions. We maintain physical, electronic, and procedural safeguards designed to protect your personal information. We have security procedures in place to safeguard against loss, theft, unauthorized access, destruction, misuse, and modification of this information after we receive it. For example, SoonLoan restricts access to the information to our employees, agents and contractors who need to know such information to provide products or services to you.
SoonLoan products are intended for use by individuals who are at least 18 years old. If you are under the age of 18, you should not be visiting SoonLoan.com. We do not knowingly collect or retain personal information from children under the age of 18. If you are under the age of 18 and are visiting or otherwise using SoonLoan.com, you are advised not to disclose or provide any personally identifiable information on SoonLoan.com.
If you reside outside the United States, you understand and agree that any information you provide to SoonLoan will be transferred from the country of your residence or location at the time it was provided to the United States. If you do not want your personally identifiable information to be transferred to the United States, do not provide that information to us. By providing us with your information, you consent to the transfer of your information to the United States.
SoonLoan reserves the right to change this Privacy Policy at any time. You will not be given any notice to these modifications. Your continued use of the Web site after any changes are posted will be deemed to constitute your agreement to and acceptance of such changes to this Privacy Policy.
Questions regarding this Privacy Policy or the information practices of SoonLoan Lending’s Web site should be directed to SoonLoan at info@SoonLoan.com
Effective Date: December 2024
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