How to Finance Your
‍Last Minute Gift

last minute gift illustration
profile icon
Personal Loans

Unsecured personal loans can be used for financing home improvements. These loans are not tied to your home's equity, however they may have higher interest rates than secured loans.

credit cards icon
Credit Cards

Using a credit card can be a quick solution, but be cautious abouthigh-interest rates. If possible, use a credit card with a lower interest rateor look for a promotional 0% APR period.

payments plans icon
Payment Plans

Some stores offer financing options for their goods and services. Check with the shop to see if they have any partnerships with financing companies.

Option

Collateral required 

Money available within 3 days 

Potential loan amount provided 

Interest rates 

Chances of approval 

profile icon
best

Personal Loans

cross iconcheck iconchert iconchert iconchert icon
credit cards icon

Credit Cards

cross iconcheck iconchert iconchert iconchert icon
money icon

Payment Plans

cross iconcheck iconchert iconchert iconchert icon
Soon Loan logo

Get your personal loan here

Get a Loan
© 2024 SoonLoan
SoonLoan LLC, 100 Enterprise Dr Suite 301, Rockaway Township, NJ 07866.

Fixed rates up to 29.99% APR with loan amounts ranging from $300– $3,000. The APR is the cost of credit as a yearly rate. No origination fees. Late fees apply. Loan APRs and amounts are current and are subject to change without notice. All applicants must be current residents of Utah and not all applicants qualify for the lowest rate. Loans made or arranged pursuant to Department of Financial Institutions, State of Utah. Lowest rates reserved for the most creditworthy borrowers.
Repayment period: 6 months.
Representative example: the total cost associated with a loan in the amount of $1,000 for a 6 months term at 29.99% APR equals to $150 ($1,000*29.99%/2), or $25 per month, assuming no prepayment and/or default. No fees are charged at loan origination or on originated loans in good standing.